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Congratulations! You’re living out on your own. If you’re renting an apartment or bought a home of your own, there are going to be little things you need tools for. Whether it’s removing part of a light fixture to replace the lightbulb, or hanging your favorite pictures on the wall, a basic toolbox can come in handy. Here are the top eight tools that will be the most helpful.

1. A flashlight. This is crucial, even if you don’t buy anything else on the list. If the power go…
Congratulations! You’re living out on your own. If you’re renting an apartment or bought a home of your own, there are going to be little things you need tools for. Whether it’s removing part of a light fixture to replace the lightbulb, or hanging your favorite pictures on the wall, a basic toolbox can come in handy. Here are the top eight tools that will be the most helpful.

1. A flashlight. This is crucial, even if you don’t buy anything else on the list. If the power goes out, or you can’t find the exact lid for your Tupperware container in the back of the cabinet, shedding some light makes life a lot easier.

2. A screwdriver. For maximum efficiency, and especially if you are going to be doing just little jobs, there are screwdrivers available now that have removable tips so you can buy just one tool for all screws and swap out the tips depending on what you need.

3. A tape measure. Ask anyone who has ever rented an apartment and then couldn’t fit the couch in any of the rooms, having a tape measure is a good thing to have. It will help you place furniture, decide how big an area rug to buy, or know how long a cable you will need for your TV.

4. Adjustable pliers. Maybe two pair, one large and one small. Maybe the previous owner or tenant left a nail in the wall that just won’t come out, or they used a stapler in the windowsill to hang their Christmas lights. Pliers will give you the grip you need to pull things out.

5. An adjustable wrench. This will help you tighten (or loosen) nuts and bolts. You can change your shower head, or loosen your dryer vent tubing to check for lint.

6. A hammer. Hang things on the wall, close up a paint can securely, or pound in stakes so your kids can camp out in the backyard.

7. An electric drill. You can keep it pretty basic, but a drill can save lots of time. Buy one that has a screwtip adapter also, and you can drive in screws much faster than with a manual screwdriver (and with less stress on your wrist).

8. A first aid kit. Don’t own a home without one. If you’re a first timer with any of the rest of the tools, you can put this to good use when you pinch yourself with pliers, or cut yourself on a fast retracting tape measure.

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Commission Junction is one of the 800 pound gorillas of Affiliate Marketing. CJ is part of the publicly held ValueClick, which earned $39 million last year on marketing programs, including affiliate programs, email marketing and software for advertising agencies.

CJ handles affiliate programs for a lot of the big names, including Home Depot, Yahoo and Citibank.

Can you make money with Commission Junction? Like most affiliate programs it depend on the theme or niche of y…
Commission Junction is one of the 800 pound gorillas of Affiliate Marketing. CJ is part of the publicly held ValueClick, which earned $39 million last year on marketing programs, including affiliate programs, email marketing and software for advertising agencies.

CJ handles affiliate programs for a lot of the big names, including Home Depot, Yahoo and Citibank.

Can you make money with Commission Junction? Like most affiliate programs it depend on the theme or niche of your web site, and how well you match your content and the CJ programs.

Our spider ran through the site recently, and I’ve made a list of the major categories and their average Earnings Per Click (EPC). You will recall that EPC is calculated by taking the total commission payout for the advertiser and dividing it by the number of clicks that advertiser gets, so EPC measures how profitable each click is for the publisher. We used 7 day EPC, which measures EPC across the last seven days.

The spider also only saves the top ten advertisers in each category/subcategory, and since some advertisers are in more than one category/subcategory it tends to skew the results a bit (higher). We came up with an average of .56 (fifty-six cents) per click across the board averaging every category and subcategory.

We’ve created a metric we call True EPC or TEPC, which measures the actual Earnings Per Single Click, rather than the earnings per hundred clicks that companies like CJ use to make the numbers look bigger.

Note: I only included the first 5 categories here, and only part of the data. All of the data can be found at www.affiliateblog.com.

Here’s a very interesting list by category:

Category True EPC / Top Ad & TEPC

Financial Services $ 2.41 / Get Smart $ 32.98
Insurance $ 1.25 / American Life $ 2.98
Home & Garden $ 1.16 / Sunsetter $ 8.21
Web Services $ 1.13 / Yahoo Hosting $ 3.75
Computer & Electronics $ 0.87
Accessories $ 0.80
Health & Beauty $ 0.76

What does it all mean? Well, to me it means that if you have a website that gets visitors interested in Loans, Insurance, Sunsetter awnings or Yahoo hosting, you should be a member of Commission Junction.

More generally, if you think you can get decent clickthrough on Finance, Home & Garden, Insurance or Web Services, I would include some Commission Junction ads.

Some commentary on the top 4 ads: what strikes me right off the bat is that the little Yahoo text ad at #4 pulls almost four bucks. I actually signed up for that program myself, and I’m going to put it on this site when I get the chance. My calculations tell me that 1:5 to 1:7 clicks results in a signup.

What’s the flip side of all this data? There are categories that aren’t so great at CJ. If your site is about web services advice, handbags, new age, car travel or rentals, commercial insurance or weddings, I’d look elsewhere. Another way to interpret the data would be to say that the marketers CJ has for those categories don’t pull well. Still another would be that the type of sites that sign with CJ just don’t attract the type of people that would click on ads in those categories. No matter how you slice it it still comes out the same ?it seems like CJ isn’t the place to look to fill that ad space.

Not content with my mountain of data, I opened the firehose a little more. I ran a program that compared the average EPC for Pay-per-sale programs vs. Pay-Per-Lead programs. For per-sale, the EPC was .36. For per-lead it was .67. Intutitively I would say that advertisers pay more for sales than leads, so the clickthrough on leads has to be much higher on CJ, which also seems correct since less of a commitment is required from the visitor for a lead than a sale. So if you have a choice in programs between sale and lead, take the lead program.

So what did we learn here? It seems to me that if your site visitors would respond to banners or text links about mortgage financing, insurance, gardening or web services, add some CJ banners to the mix. What the heck, add them anyway if you have room, because experimentation is important to success in affiliate marketing. If you have a site with content that fits those categories or is a general interest or entertainment site, there are many good programs to choose from at CJ.

Lastly, I did a quick comparison of the average Adsense payout (using 80% of the average of keyword bids for different categories), and Adsense comes out a better EPC about a quarter of the time. So check Adsense first before you put up a CJ ad that has an EPC of a dollar or more. A big banner ad vs. an Adsense ad may seem like a good idea because more exposure may translate into more clicks, but you can fit three Adsense text ads in that banner space.

There are many hidden insights in the data, and I encourage you to go to the website, print out the page and take a look. There might be some terrific-paying programs you can ad to your website.

I’d like to put together a free weekly email service that provides stats like the ones on this page. If this is something you might be interested in, drop me a line.

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Want to make sure you actually come ahead selling on eBay? These 5 tips will help you keep your eBay profits.
ebay selling ideas, profitable home based business, ebay tips
I’m directing this article to those who are just starting their eBay Selling Venture. Whether you’re selling books, DVDs, CDs, collectibles or clothing, all things (with the exception of eBooks and services) need to be mailed. And it’s the postage, handling fees and mailing that seems to cause a great deal of angst among new sellers.

You’ve heard the advice ?don’t overcharge for shipping. That is very good advice, indeed, as nothing turns off potential buyers like sellers who gouge you on the shipping costs. It’s also a practice that can rack up bad feedback.

However, I’m going to play Devil’s Advocate here and suggest that you don’t go overboard and give so much of a break on shipping that you’re chipping away at your profits. It’s good to remember the “hidden costs?of shipping: bubble wrap to secure your breakables, tape, shipping envelopes, boxes, etc. Then there’s the gas you put in your car to take all those trips to the post office.

You might think I’m being cheap, but, if you added up all your eBay expenses for the year (as some did for their recent taxes) you might be shocked to see how all the packing materials and gas for your car added up and took a little chunk out of your eBay profits. And, believe me, they do add up.

Some people are even more surprised to find they underestimated the weight of their packages, causing their profits to shrink even further.

How can you be fair to both you and your buyers?

1. Buy a scale. It may sound simple, but purchasing a scale can save you a bundle in shipping. If you’re just eyeballing the weight of the package, you can often times guess too low, and be in for quite a shock when you go to the post office and see the package is going to cost twice what you thought to ship.

2. Know the dimensions of your packaging before listing the item. Some packages cost more to ship because of their dimensions. Knowing the weight alone isn’t enough.

3. Offer the buyer a variety of shipping methods. Some prefer speedy delivery with Express mailing, while some prefer to save money with parcel post even though the wait is longer. It’s always a good idea when using parcel post or other slower ground shipping to alert the buyer by email that it can take anywhere from 8 to 10 days.

4. Save yourself money whenever possible by using boxes that have been used. Most stores are more than happy to let you rummage through their old boxes and take some home with you. But, do remember to choose boxes that are presentable, secure and strong enough for your items. And, if you have breakables, don’t skimp on the bubble wrap.

5. Give yourself a small handling fee that will cover your expenses. Some sellers add on an additional $1 or $2 to the shipping fees for their handling fees (depending on the cost of the item and how much packaging you have to use). I really advocate doing this because your expenses will add up if you do a lot of selling on eBay. Be sure to be upfront with your buyers that you have a small handling fee so they can’t complain about it later.

Being fair to both yourself and your buyer will keep you both happy, and keep more of your profit in your pocket.

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Pop-up ads are a form of online advertising on the World Wide Web intended to increase web traffic or capture email addresses. It works when certain web sites open a new web browser window to display advertisements. The pop-up window containing an advertisement is usually generated by JavaScript, but can be generated by other means as well.

A variation on the pop-up window is the pop-under advertisement. This opens a new browser window, behind the active window. Pop-unders…
popups, popup,cyberspace,popup ads,popup blocker
Pop-up ads are a form of online advertising on the World Wide Web intended to increase web traffic or capture email addresses. It works when certain web sites open a new web browser window to display advertisements. The pop-up window containing an advertisement is usually generated by JavaScript, but can be generated by other means as well.

A variation on the pop-up window is the pop-under advertisement. This opens a new browser window, behind the active window. Pop-unders interrupt the user less, but are not seen until the desired windows are closed, making it more difficult for the user to determine which Web site opened them.

For early advertising-supported web sites, banner ads were sufficient revenue generators, but in the wake of the dot com crash, prices paid for banner advertising clickthroughs decreased and many vendors began to investigate more effective advertising methods. Pop-up ads by their nature are difficult to ignore or overlook, and are claimed to be more effective than static banner ads. Pop-ups have a much higher click rate than web banner ads do (about every 14,000th popup ad is clicked on).

Pornographic web sites are among the most common users of pop-up ads. Some particularly vicious types of pop-up ads (again, most often seen in connection with adult entertainment sites) appear to have either been programmed improperly or have been specifically designed to “hijack” a user’s Internet session. These forms of pop-ups sometimes spawn multiple windows, and as each window is closed by the user it activates code that spawns another window — sometimes indefinitely. This is sometimes referred to by users as a “Java trap”, “spam cascade” or “Pop-up Hell” among other names. Usually the only way to stop this is to close the browser.

Opera was the first major browser to incorporate popup-blocking tools; the Mozilla browser later improved on this by blocking only popups generated as the page loads. In the early 2000s, all major web browsers except Internet Explorer (then the most popular browser and still as of 2006) allowed the user to block unwanted pop-ups almost completely.

In 2004, Microsoft released Windows XP SP2, which added pop-up blocking to Internet Explorer. Many users, however, remain unaware of this ability, or else choose not to use it. Many others are not able to use it at all, as they do not use Windows XP SP2, but older versions of Windows. Some users install non-Microsoft ad-blocking software instead.